Jewelry Pawn in Pleasant Hill, CA
Pleasant Hill Coin & Jewelry Exchange’s Fair Loan Rates
Pleasant Hill Coin & Jewelry Exchange offers fair loan rates on all jewelry pawn in Pleasant Hill, CA. We understand the stress of finding yourself short on a bill or rent payment. Most of the time, your shortage is too small an amount for a bank to help. That’s where we come in. Our pawn shop offers loans based on jewelry as collateral. We welcome pawns on all kinds of jewelry, and here’s the good news: Most of our clients pay their loan back before the loan period ends. That means they get the money they need to make ends meet and get their jewelry back at the end of the month. Learn more about pawning jewelry below. If you have any further questions, feel free to contact us today.
The Benefits of Pleasant Hill Coin & Jewelry Exchange
Our pawnshop is honest, trustworthy, and transparent in all our interactions. We believe you deserve a fair and reasonable deal. We always have multiple jewelry experts on hand, which means you can feel confident in knowing a trained professional will evaluate the worth of your valuables. So, what sets us apart from other pawnshops in the area? Pleasant Hill Coin & Jewelry Exchange always:
Confidentiality is critical in our line of work, so make sure to maintain it for our customers. We keep all transactions private, which ensures your experience occurs in a safe and friendly environment.
Maintains a current license
We’re licensed and regulated by local, state, and federal government agencies. Don’t trust a pawnshop without adequate permits. Multiple agencies certify our trustworthiness.
Allows you to retain ownership of your jewelry
One of the best qualities of Pleasant Hill Coin & Jewelry Exchange is our willingness to offer pawn loans, in addition to traditional cash transactions.
Pays cash instantly
If you decide to sell rather than pawn your belongings, you can rely on us for immediate payment for all transactions involving jewelry and other items.
Keeps our transactions credit free
Pawning jewelry won’t impact your credit score. Because we do not report transactions to credit agencies, you can get the loan you need without harming your score down the line.
How Does Pawning Jewelry Work?
If you have an attic full of jewelry and an insufficient bank account, then pawning is a reasonable route to take. It enables you to pay your bill and rent without incurring credit score dents. More importantly, it prevents you from having to sell prized belongings. All customers who use jewelry as collateral in a short-term loan can retain ownership of the jewelry by paying the loan, with interest, back. Many people harbor inaccurate beliefs about pawnshops. They aren’t sleazy or grimy, and they aren’t dishonest or shady either. Instead, Pleasant Hill Coin & Jewelry Exchange acts fairly and responsibly. Our reputation and license rely on it. So, how does pawning work? Here’s a step-by-step guide.
- When you bring jewelry to our pawn shop, we evaluate your pieces and give you an offer.
- The offer represents the value of the short-term loan. In addition to monetary value, we provide a timeframe for paying the loan back.
- Our pawn professional provides you with a ticket. Please don’t lose it! You will need it to get your jewelry back down the line.
- We do not take legal possession of your items until you fail to pay the loan back. Instead, we keep them in a secure location, and inside a safe.
- If you pay the loan back, we return your property to you, no questions asked. We don’t recoup the loan. The money remains yours.
- If you don’t pay the loan back, we take possession of your property, and we don’t recoup the loan amount.
What Kind of Interest Rate Can I Expect on My Loan?
All Pleasant Hill Coin & Jewelry Exchange loans are low risk and short term. While we offer fair and honest appraisals and loan terms, your annual percentage rate (ARR) depends on several factors. The value of your objects plays a role in the interest rate, as does the duration of the loan itself. As a result, your interest rate could be anywhere from 2 percent to 35.99 percent. For example, If you take a four-month loan valued at $2,500, and your interest rate is 24.12, your interest payments will total 201.00, bringing the total to $2,701.
Our Pawnshop Buys Numerous Kinds of Jewelry
If you have gold you’re willing to part with or offer as collateral, then that’s your best bet. Gold is easier to sell and fetches a better loan or sale price. However, we take all other kinds of jewelry. You can bring diamonds, necklaces, bracelets, earrings, rings, or silver to our pawn shop in Pleasant Hill, CA. Our expert appraisers will look over your items and move from there. To learn more about the pawning process, we encourage you to contact Pleasant Hill Coin & Jewelry Exchange today or visit our location, just off Interstate 680.
- Family owned and operated.
- In business for over 25 years
- Expert in watches on premises
- Expert coin appraiser on staff.
- Expert Diamond Dealers
- Transparent Transaction